More people like the money trees --Pachira. The native habitat of a pachira plant (Pachira aquatica) gives a clue to caring for the plant either outdoors or indoors.  Pachira have different sizes and shaped. single stem mini bonsai, small sizes 5-braids, for placing on table in office,  and airroot bigger sizes in home or big office.

Watering Needs

Also the Pachira are called water chestnut, Guiana or Malabar chestnut, money tree or saba nut, pachira is happy with regular, deep watering or even flooding now and then if you plant it near a creek or stream. Give both indoor and outdoor plants a deep soaking at least once a week or more if the weather is very hot and keep the soil consistently moist. Dropped leaves could indicate that you are not watering often enough to keep the soil evenly moist.

Light Needs

Pachira grown outdoors prefers full sun to part shade and will even grow in full shade. Keep an indoor plant where it will get bright light for most but not all of the day. Rotate an indoor plant by a one-quarter turn once a week to keep it balanced and to avoid its leaves reaching for the light from only one side.

Feeding Your Plant

Once your indoor or outdoor plant is established, fertilize it every two weeks with an all-purpose fertilizer. Fertilize only during the spring and summer growing period at half the dosage on the fertilizer label and stop feeding during the fall and winter.

Pests and Disease

Outdoors, pachira has no significant problems with either insects or diseases, but houseplants aren't so lucky. Some problems that can occur with an indoor plant include:

Yellow leaves might mean the plant has too little humidity or fertilizer. Spray the plant once or twice daily or place its pot on a tray of wet pebbles to increase humidity and make sure you're feeding the plant during the growing season.

Leaf spots may indicate lack of potassium. Check the amount of the mineral in your fertilizer and add a supplemental potassium fertilizer as directed on the package label.

Root rot can appear with wilted leaves, leaf drop or softened stems. Cut back on watering to let the soil breath or repot the plant if your soil doesn't drain well.

Mold on the surface of the soil might mean you are letting the soil remain too wet, rather than simply moist. Cut back on watering.

Scales, small rounded, brown bugs, aphids, tiny green bugs and spider mites appearing as a thin, white web can be washed off by moving the plant outside and giving it a strong spray from your hose. A neem oil treatment is also effective against aphids, and a rapeseed oil product works for spider mites.

Fungus gnats, which look like tiny black flies, lay eggs on the surface of the soil. Cover the soil with sand or pebbles to prevent them from laying eggs or hang sticky traps to catch the flies.

Repotting and Pruning

Prune outdoor pachira to remove dead branches. Or control the plant's size by cutting off one or two of the oldest and tallest stems in the fall. An indoor plant may need repotting every three years or so if it has outgrown its pot. Do this in the spring when the plant will spring back with new growth.